Florida Sunshine Insurance provides a suite of Personal and Business insurance products including: personal auto, home, boats, motorcycles, RV, golf cart, commercial auto, workers’ compensation, commercial package, general liability, property, inland marine, employment liability, and a whole lot more.

 Our insurance products are uniquely tailored for the local area and small business market. We underwrite programs in a variety of customers. Find out more about our products and how you can write your personal or business insurance with us today by giving us a quick call, fill out a free quote request form or stop by our office in Sanford, Florida.

Group Health
We have sound professionals who have been assisting businesses in offering voluntary supplemental benefits for over 50 years. We work with each of our corporate clients to evaluate their employee benefit programs and offer solutions to enhance their overall benefit choices, while containing costs.

Voluntary benefits insurance might be right for your company if:

• You're concerned with the rising cost of employee benefits.
• You'd like a chance to provide benefits that help you hire and retain quality employees.
• You'd like to be competitive with other companies who provide more than just wages.
• Your employees have been requesting enhanced or post-retirement benefits, like life insurance that goes beyond group term policies.

Liability Insurance

Keep Your Family - and Your Assets - Safe

Liability Insurance helps protect you against the financial uncertainty arising from injury (or property damage) that you or your family may cause to other people. It typically even covers injuries whether they happen on or away from your property.

What Does Liability Insurance Cover?

In the event that you or anyone in your household is accused of accidentally causing injury or damage to property, your insurance coverage can help by providing for legal defense fees and, in the event of a settlement or judgment, can pay damages (up to your policy limit).

Imagine if you didn't have liability insurance. Any of your following assets could be at stake:

• Retirement accounts (IRA, 401(k), pension plans)
• Non-retirement investments (stocks, bonds, mutual funds)
• Liquid assets (checking, savings, CDs, money market accounts)
• Personal property (actual value of all your possessions if you sold them: cars, boats, jewelry, furniture, etc.)
• Home and other real estate equity Talk with an agent about limits for this coverage, as coverage is dependent on your particular policy limit.